Why P2P Lending Without KYC?
Traditional lending requires identity verification, credit scores, and bank approvals. CoinExchange.Cash P2P crypto lending lets you borrow and lend directly with peers — no intermediaries, no KYC, no delays.
非託管託管
抵押品鎖定在智能合约託管中——不由CoinExchange.Cash持有。您的加密貨幣受代码保護，而非信任。
用戶自定义条款
設定自己的利率、LTV比率和貸款期限。浏览其他放貸人的報價或創建自己的貸款条款。
灵活期限
1天到365天的貸款条款。選擇适合您策略的期限——短期流動性或長期持有。
多抵押品支援
以BTC、ETH、SOL或任何支援的代幣作为抵押品。以加密貨幣持仓借入稳定幣（USDT、USDC、DAI）。
自動清算保護
當LTV接近清算阈值時智能监控会發出警報。随時添加抵押品以防止清算。
無需KYC
傳統借貸平台要求身份驗證。CoinExchange.Cash的P2P借貸以零身份要求運作。
常見問題
Create or Browse Offers
Lenders create offers with their terms (rate, duration, collateral). Borrowers browse and accept offers that work for them.
Lock Collateral
Borrower locks crypto collateral in non-custodial escrow. Over-collateralized for lender safety.
Repay & Release
Borrower repays the loan plus interest. Collateral is released automatically. Disputes handled by arbitration.
Ready to Lend or Borrow?
Join the non-custodial P2P crypto lending marketplace. Earn interest or borrow against your crypto — no KYC, no AML, any payment method.
Explore Lending