P2P crypto lending without KYC or credit checks
Traditional lending requires identity verification, credit scores, and bank approvals. CoinExchange.Cash P2P crypto lending lets you borrow and lend directly with peers — no intermediaries, no KYC, no delays.
非托管托管
抵押品锁定在智能合约托管中 — CoinExchange.Cash不持有。您的加密货币由代码保护，而非信任。
可自定义条款
设置您自己的利率、LTV比率和贷款期限。浏览其他出借人的报价或创建自己的贷款条款。
灵活期限
1天到365天的贷款条款。选择适合您策略的期限 — 短期流动性或长期持有。
多抵押品支持
存入BTC、ETH、SOL或任何支持的代币作为抵押品。用加密货币持仓借入稳定币(USDT、USDC、DAI)。
自动清算保护
LTV接近清算阈值时智能监控会发出警报。随时添加更多抵押品以避免清算。
无需KYC
传统借贷平台要求身份验证。CoinExchange.Cash P2P借贷以零身份要求运营。
How P2P crypto lending works
Create or Browse Offers
Lenders create offers with their terms (rate, duration, collateral). Borrowers browse and accept offers that work for them.
Lock Collateral
Borrower locks crypto collateral in non-custodial escrow. Over-collateralized for lender safety.
Repay & Release
Borrower repays the loan plus interest. Collateral is released automatically. Disputes handled by arbitration.
Start P2P crypto lending — no KYC required
Join the non-custodial P2P crypto lending marketplace. Earn interest or borrow against your crypto — no KYC, no AML, any payment method.
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